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Affordable prices are simply the start. We result in the buying that is entire easier.

Affordable prices are simply the start. We result in the buying that is entire easier.

  • House
  • Automotive Loans

Your car loan requirements covered

Prices as little as

Enjoy rates that are extremely competitive great terms.

Complimentary Auto Buying Service

Our professionals will discover the vehicle you prefer at a good cost. Begin right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re payments.

Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car loans interest rates as little as 3.14% APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Have a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate an excellent cost

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices only 3.39per cent APR
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • As much as 125 percent financing with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, and on occasion even purchase away a rent
  • Have a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Car Finance Refinancing

Save well on your vehicle payments or interest

  • Car loan refinancing rates as little as 3.14per cent APR
  • Reduce your interest loan or rate terms to raised work for you
  • Reduce your payment and free up cash for any other costs
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • Make use of the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value

Car Loans Calculator

just just How car that is much I manage?

Our markers of success


“I’m back at my 3rd Patelco car loan and I also could not give consideration to anyone that is trying. The consumer solutions is amazing!”


“I happened to be assisted with a car loan and buy distribution. It had been the experience that is best – We never ever knew it existed.”


“I desperately required a car that is new but had small cash to place straight straight down. Patelco never hesitated to aid me personally.”

Shop the means you would like

Free, concierge car-buying solution

Allow Patelco Auto Buying service specialists discover the vehicle you prefer and negotiate a good cost for you.

Analysis & Shop with AutoSMART

utilize our AutoSMART solution to find, store and finance your ca r all within one destination.

You are invited to the automobile purchase

Join us for the future automobile purchase February 15 – 17 and get unique user prices.

Safeguard your new r >

Professional agents will discover you the best insurance coverage and security services during the most readily useful cost.

Comprehensive Automobile Insurance services 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Assured Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web page shall lead you to keep the Patelco Credit Union site. Although Patelco works closely with many lovers, third-party web web sites may provide a privacy that is different and amount of protection. Please consult the web site’s online privacy policy for more information. Patelco Credit Union will not represent the operator legally with this web web web site or the Patelco user, if the two come right into a deal. We have been additionally maybe perhaps not legitimately in charge of accessibility, viewpoints, services and products payday loans maryland online, or solutions provided or expressed on the webpage you will be going to see.

1. APR (Annual Portion Price). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a selection of base prices and discounts that rely on facets such as for instance credit rating, loan term, Patelco loan and account balances, system designation and car age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real rates are disclosed to approved candidates on paper ahead of loan consummation that can be because high as 11.89per cent APR. For more information about prices, terms and discounts that are available call 800.358.8228, see, or go to any Patelco branch. Loan payment example: $22.23 per month per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps not deposits of Patelco Credit Union and generally are maybe not insured because of the NCUA. They’re not fully guaranteed by Patelco Credit Union and may even be at the mercy of danger. Any insurance coverage needed as a disorder of a extension of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and could be bought from a representative or an insurance coverage business for the member’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance items made available from Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints might be filed using the Ca Department of Insurance, .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ centered on credit history and terms. Funding for qualified Patelco Credit Union people. Provide legitimate only on Enterprise vehicle product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not along with some other offer apart from those placed in this advertisement.